How to get your SA302 from HMRC, step by step

Updated 26 July 2026 · 6 min read

Getting your SA302 is usually straightforward, as long as you know it comes after you've filed, and that where you find it depends on how you filed. Here's the process for both routes, plus the Tax Year Overview that lenders ask for alongside it.

If you filed online with HMRC

This is the most common case. Once your return for a year is submitted, the calculation is available in your account within about 72 hours.

1. Sign in at GOV.UK to your HMRC online account (Government Gateway).
2. Go to Self Assessment.
3. Choose "Get your SA302 tax calculation" (sometimes shown as "View your calculation").
4. Select the tax year you need and view the calculation.
5. Print it, or save it as a PDF using your browser's print-to-PDF option.

Getting the Tax Year Overview too

Lenders almost always want the Tax Year Overview for each year as well. From the Self Assessment section of your account, choose "View your Tax Year Overview", pick the year, and print it. Do this for each year the lender has requested so the SA302 and the Tax Year Overview are paired up.

If an accountant filed for you

When a return is filed through commercial software rather than the HMRC website, the SA302 usually won't appear in your HMRC account in the same way. Instead, the equivalent tax calculation prints straight from your accountant's software. Mainstream lenders on the UK Finance list accept these accountant-produced calculations, so just ask your accountant for the tax calculation and the Tax Year Overview for the years you need.

If you can't see the option

A few things trip people up:

• The return isn't filed yet: no filed return, no SA302. An estimate isn't a substitute.
• You're in the wrong account: make sure you're in the individual Self Assessment area, not a business tax account.
• It's too soon: allow up to 72 hours after filing.
• Old paper filing: if you filed on paper you may need to phone HMRC and ask them to post the calculation.

What the document should show

A valid SA302 shows your name, your Unique Taxpayer Reference, the tax year, and the full calculation from total income down to the tax and National Insurance due. Check those details are visible before you send it anywhere. If you want to sanity-check the figure first, reproduce it in the estimator: the taxable income and total due should match your real calculation closely.